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Now is the perfect time to take advantage of low interest rates and an exceptional market. Use our web site to apply online, calculate payments, view our loan programs, contact us, or learn more about us!
We offer a variety of loan application options, including a Quick Application, a Standard Application, and a 5 Step Application. Click here to get started! |
Quick tip on credit.
Credit is one of the most important qualifying factors when applying for a mortgage loan. The lenders will request a credit report on you, your spouse, and any other party involved in the transaction. The three credit bureau's report will show how you have handled past debts and credit accounts, such as car loans, charge accounts with stores, or any purchases made on credit.
Lenders will also look at the amount of debt that you currently have. The higher the debt, the lower the qualifying amount you will qualify for, unless you have a higher income that will cover those debts. If you have already seen your credit profile, you can rest assured that there will be no surprises.
It is highly recommended that you review your credit report at least once a year to clear out possible mistakes or possible stolen indentity accounts. There have been many cases, where borrowers expect their credit to be in great shape, only to be disappointed when they find out later that there was erroneous information on their credit file.
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Are you ready to own?
Take the first step towards the American Dream by completing our easy Online Application. We offer a variety of loan application options, including a Quick Application, a Standard Application, and a 5 Step Application. Click here to get started! |
Low interest rates start here.
Looking for a low interest rate on your next home loan? At RPM Financial, we offer a variety of loan programs with exceptional rates. Now is the time to take advantage of historically low rates to purchase your dream home. You can also use our services to free up much-needed cash for education, home improvements, or unforseen circumstances.
You can always count on exceptional service from our company. Give us a call today at 650-992-7992 and see the difference!
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